Your personal insurance in Switzerland
Navigating through the myriad of insurance options can sometimes prove to be a challenge, especially when it comes to personal insurance in Switzerland. Personal insurance, focused on individual and family protection, encompasses various areas such as health and accidents. In Switzerland, the precision and reliability of insurance solutions are crucial to ensure financial security in the event of unforeseen incidents or challenging times.
Switzerland, with its robust health and social security system, places particular importance on individual insurance. Residents and expatriates often seek to understand and navigate through the various insurance plans and options available. Whether it's for health insurance, life insurance, disability insurance, or other forms of personal insurance, it's imperative to choose coverage that not only meets immediate needs but also long-term goals.
Opting for personal insurance in Switzerland means investing in safety and financial stability, thereby protecting the financial future of individuals and their families in tough times. It's an essential pillar to ensure a stable and secure quality of life in a country where quality, dedication, and trust are paramount in the insurance field.
A wide range of benefits
The world of personal insurance in Switzerland is as vast as it is diverse, offering a range of coverages to protect individuals and their loved ones against a multitude of scenarios.
Navigating this sea of options can be a challenge, and that's where HelveBroker steps in, positioning itself as a beacon in the fog of insurance selection. With deep expertise in the Swiss insurance sector, HelveBroker is committed to providing personalized guidance to its clients, leading them through the maze of available insurance policies.
As an employer, you are required by the Swiss Accident Insurance Act (LAA) to provide mandatory insurance for your employees against occupational and non-occupational accidents. HelveBroker offers both mandatory and optional coverages to ensure optimal protection. We also offer supplementary insurance to cover potential gaps in the mandatory insurance.
We understand that the safety of your visitors is just as important. HelveBroker offers visitor accident insurance to ensure financial coverage in the event of an accident occurring on your premises.
At HelveBroker, we offer loss of earnings health insurance to protect your business and your employees against financial losses in the event of prolonged illness or accident.
We collaborate with Swiss and international health insurance funds to offer health and accident insurance tailored to your business. We aim to optimize coverage while minimizing costs for your company.
Our specialists are at your disposal to assist and advise you in all your needs.
Frequently asked questions
Our insurance specialists are at your disposal to assist and advise you in all your needs.
Contact us-
What does Mandatory, optional, and supplementary accident insurance cover?
Mandatory, optional, and supplementary accident insurance is insurance mandated by Swiss law that protects your employees against workplace and non-workplace accidents. Optional Accident Insurance provides additional coverage for accidents not covered by mandatory insurance. Supplementary Accident Insurance offers additional protection for potential gaps in mandatory insurance.
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What does visitor accident insurance cover?
Visitor accident insurance protects your visitors against accidents that may occur on your premises. It typically covers medical expenses and may also include legal fees in case of disputes.
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What is loss of earnings due to sickness insurance?
Loss of earnings due to sickness insurance provides financial protection in the event of income loss due to extended illness or injury. It ensures payment of a percentage of the employee's salary during their incapacity to work.
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What does sickness and accident insurance cover?
Sickness and accident insurance provides coverage for medical expenses related to illness or injury. It covers treatment and hospitalization costs and may also include a daily allowance in case of incapacity to work.
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What does HelveBroker's provident package include?
HelveBroker's provident package comprises a range of insurance solutions designed to protect your business and employees against future uncertainties. This includes retirement planning, disability insurance, life insurance, and more.
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What is key person insurance?
Key person insurance is coverage that provides financial protection to your business in the event of the death or disability of a key employee. It helps cover the costs associated with replacing that employee and potential loss of income.
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What does business and private travel insurance cover?
Business and private travel insurance provides coverage for your employees' business and personal trips. It typically covers emergency medical expenses, trip cancellation, travel delays, and more.
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What is kidnap & ransom insurance?
Kidnap & ransom insurance offers financial protection in case of kidnapping or ransom demands. It usually covers ransom payments, security consultant fees, legal expenses, and related costs.
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Why is it important to have employee benefits insurance for my business?
Employee benefits insurance is crucial to protect your business against financial risks associated with employee illness, accidents, disability, or death. It helps maintain your company's financial stability and safeguards your employees' well-being.
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How can I subscribe to these insurances with HelveBroker?
To subscribe to these insurances with HelveBroker, you can contact us directly. Our team of insurance experts will work with you to understand your specific needs and assist you in selecting the most appropriate insurance solutions for your business.