Motor vehicle insurance

Insurance for car, motorcycle, boat, or airplane.

Motor vehicle insurance

It's essential to have appropriate insurance to protect your investment in vehicles, whether they are cars, motorcycles, boats, or even airplanes.

In Switzerland, insurance is mandatory for all motor vehicles, and there are numerous coverage options to help you protect against the financial risks associated with owning and using vehicles.

At HelveBroker, we understand that every vehicle owner has unique insurance needs. Contact us today to discuss your insurance requirements and find out how we can help you safeguard your investment in your vehicles.

An offer for every type of vehicle

Liability insurance is essential to declare, register, and therefore use your vehicle. It plays a crucial role if you injure a pedestrian or collide with another vehicle, for example, by covering the associated costs.

Casco insurance, whether comprehensive or partial, is optional. Partial Casco insurance covers damage to your vehicle and insures against various risks, including:

theft,
fire,
natural phenomena and hail damage,
glass breakage,
collisions with animals,
vandalism, and
marten bites.

For a new car, comprehensive Casco is recommended as it covers, in addition to the aspects of partial Casco, the often substantial costs related to damages for which you are responsible for your vehicle, for example, in accidents without a third party involved.

Everyone has different security needs. Therefore, we help you adjust your insurance according to your requirements. For instance, after a claim, your Casco insurance premium, whether comprehensive or partial, may increase, unless you opt for bonus protection. Another example, in case of damage to your parked vehicle by an unknown third party, you might have to cover the repairs, unless you have subscribed to the parking damage insurance option.

Many insurances offer assistance coverage that not only covers repairs to get your vehicle back on the road and breakdown services but also accommodation and meal expenses as well as your return to Switzerland.

Car insurance

As a car owner, you are responsible for any damage your vehicle might cause to other people or their property. This is where car insurance comes in. Not only does it cover the damages you might cause to others under your civil liability, but it can also protect you against the repair costs of your own vehicle in case of an accident, theft, or vandalism.

HelveBroker will present you with a comprehensive range of coverage options, from mandatory civil liability insurance to comprehensive casco insurance that covers damages to your own vehicle, whether caused by an accident, fire, theft, vandalism, or natural forces. We also offer legal protection insurance that covers legal fees in case of a dispute related to the use of your vehicle.

Motorcycle insurance

Owning and riding a motorcycle presents unique risks that require special insurance. As with car insurance, civil liability insurance for motorcycles is mandatory in Switzerland. This insurance covers the damages you might cause to others while riding your motorcycle.

At HelveBroker, we assist you in taking out motorcycle insurance that not only provides the required civil liability coverage but also a range of supplementary coverage options to protect your motorcycle and yourself. These options include coverage for damages caused to your motorcycle by an accident, theft, vandalism, and natural forces, as well as coverage for medical and rehabilitation expenses in case of an accident.

Boat insurance

Whether you own a luxury yacht, a sailboat, a motorboat, or a fishing boat, boat insurance can protect you against the specific risks associated with owning and using a boat. These risks not only include the damages you might cause to others while sailing but also damages to your own boat caused by accidents, fire, theft, vandalism, or natural forces.

At HelveBroker, we regularly assist our clients in taking out boat insurance that provides comprehensive coverage for your boat and yourself. We also offer coverage for medical and rehabilitation expenses in case of a boat accident, as well as coverage for rescue and towing expenses in case of an emergency at sea.

Airplane insurance

Owning and piloting an airplane is a unique experience that requires unique insurance. Aviation insurance covers the damages you might cause to others while piloting your airplane, as well as damages to your own airplane caused by accidents, fire, theft, vandalism, or natural forces.

With HelveBroker, you can benefit from aviation insurance that provides comprehensive coverage for your airplane and yourself. We also offer coverage for medical and rehabilitation expenses in case of an airplane accident, as well as coverage for rescue and towing expenses in case of an aerial emergency.

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Frequently asked questions

Our insurance specialists are at your disposal to assist and advise you in all your needs.

What does car insurance exactly cover?

Car insurance primarily covers liability, meaning the damages you could cause to other people or their property while driving your car. It can also cover damages to your own car in case of an accident, theft, or vandalism, depending on the type of policy you have.
What's the difference between liability insurance and casco insurance for cars and motorcycles?

Liability insurance is mandatory and covers damages you could cause to others. Casco insurance is optional and covers damages to your own vehicle, whether caused by an accident, fire, theft, vandalism, or natural disasters.
What is fleet vehicle insurance?

Fleet vehicle insurance is an insurance solution that covers multiple vehicles under a single policy. It's ideal for businesses that own and operate multiple vehicles.
Is boat insurance mandatory in Switzerland?

No, boat insurance is not mandatory in Switzerland, but it is highly recommended to protect your investment and cover you against financial risks.
What types of boats does boat insurance cover?

Boat insurance can cover any type of boat, from luxury yachts to motorboats, sailboats, and fishing boats.
What risks are covered by aviation insurance?

Aviation insurance covers damages you could cause to others while piloting your aircraft, as well as damages to your own aircraft caused by accidents, fire, theft, vandalism, or natural disasters.
Are classic cars covered by car insurance?

Yes, classic cars can be covered by car insurance. However, due to their value and specific usage, they may require specialized insurance.
How can I get insurance for my fleet of vehicles?

You can get insurance for your fleet of vehicles by contacting HelveBroker. We offer comprehensive and simplified fleet vehicle insurance.
Does aviation insurance cover private and commercial planes?

Yes, aviation insurance can cover both private and commercial planes.
Is there specific insurance for racing motorcycles?

Yes, there are specific insurances for racing motorcycles. They are designed to cover the unique risks associated with racing motorcycles.